Simple, transparent process

From application to funding in as little as two weeks

1. Apply

Complete our streamlined application process with key metrics and financials

2. Connect

Quick discussion with our team to understand your growth plans

3. Get Funded

Receive capital with flexible terms aligned with your goals

Frequently Asked Questions About Venture Debt

The ultimate guide to non-dilutive financing in 2025

Venture debt is a form of debt financing provided to venture-backed companies that may not yet be cash flow positive or have significant assets to use as collateral. Unlike equity financing, venture debt doesn't dilute existing shareholders' ownership. It's typically used alongside equity rounds to extend runway, fund specific initiatives, or as a bridge to the next funding round.

Through Mithril, companies can typically raise venture debt ranging from $1 million to $25 million. The exact amount depends on factors such as your company's revenue, growth rate, existing equity backing, and overall financial health. Generally, companies can raise venture debt equivalent to 25-50% of their last equity round.

Venture debt typically comes with 1-2 year terms, interest rates ranging from 12-18% (depending on market conditions and company profile), and may include warrants representing a small equity component.

The process begins with a simple application where you share key company information. After initial review, we'll have a discussion about your business, growth plans, and capital needs. We will then sign a finders agreement where we typically ask for 1.5% of the total raise or monthly retainer. We then introduce you to the right venture debt providers for your specific situation. From application to funding typically takes 2-6 weeks.

Ideal candidates for venture debt typically have received at least one round of institutional equity financing, demonstrate strong revenue growth metrics, and have a clear path profitability. Companies with annual revenues of $500K+ across sectors like SaaS, fintech, healthtech, and other technology-enabled businesses are well-positioned for venture debt financing.

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Non-Dilutive Financing Options in 2025

Grow your business without giving up equity

Venture Debt

Best for: VC-backed startups with strong growth trajectory

Typical Range: $1M - $25M+

Secured term loans with warrants that allow you to extend runway without additional equity dilution.

Revenue-Based Financing

Best for: Companies with recurring revenue

Typical Range: $50K - $10M

Repayments tied to monthly revenue, offering flexibility as your business grows.

Asset-Based Lending

Best for: Companies with strong receivables or inventory

Typical Range: $500K - $20M

Financing secured by assets like accounts receivable, inventory, or equipment.

About Mithril

We connect innovative companies with venture debt providers to accelerate growth

Our team has extensive experience raising over $50M in equity from Seed to Series B across software, B2B, consumer, and healthcare sectors, as well as securing over $200M in venture debt for growing companies.

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